You take your car for a service. You visit your doctor for a check-up. But when was the last time you gave your UK property portfolio a proper health check?
The UK property market moves fast—interest rates shift, tax rules change, and what worked a few years ago might now be quietly costing you money.
That’s where a Portfolio Health Check from Real Estate Doctors comes in—a simple, expert way to make sure your UK property investments are performing at their best.
Why a Portfolio Health Check Matters?
Your property portfolio is like a living organism: it needs care, attention, and occasional adjustments to stay healthy.
Maybe one of your rentals isn’t performing. Maybe your tax setup could be more efficient. Or maybe your financing structure is eating into your profits.
A regular Portfolio Health Check helps you:
Identify what’s working and what’s not
Reduce unnecessary costs
Plan smarter investments for the future
Protect yourself from tax surprises
1. Let’s Talk About Capital Gains Tax (CGT)
The new tax year brought significant changes.
For 2024/25, the CGT allowance dropped from £6,000 to just £3,000, meaning more of your profits are now taxable when you sell a property.
But with the right strategy, you can still minimise your liability and keep more of your hard-earned gains. We help you explore options like:
Using your full annual allowance efficiently
Transferring ownership to a spouse to double allowances
Claiming reliefs such as Private Residence Relief
Reinvesting profits smartly to reduce future liabilities
2. Are You Paying Too Much Tax?
Many landlords overpay without realising it. Whether you own properties personally, jointly, or through a limited company, your structure matters.
We’ll show you ways to optimise your setup, reduce your overall tax, and boost your net returns—all within the rules.
3. Making Sure Each Property Pulls Its Weight
Not all properties perform equally. We review rental income, mortgage costs, and void periods to identify which assets are true profit drivers—and which might be holding you back.
Sometimes, it’s not about buying more; it’s about making what you already own work smarter.
4. Planning for What’s Next
Markets change. Policies evolve.
With a forward-looking plan, you stay in control—not at the mercy of surprises. We help you build a roadmap to keep your UK property portfolio stable, compliant, and ready for long-term growth.
A Healthier Portfolio = A Happier You
At Real Estate Doctors, we don’t just crunch numbers—we help people. Landlords, investors, and families, each with unique goals, challenges, and dreams.
A Portfolio Health Check isn’t just about profits; it’s about peace of mind. Knowing that every property in your UK property portfolio is working for you, not against you.